Terms & Conditions

1. Acceptance of terms

By accessing or using jswealthsecurities.in (the "Website"), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this Website.

2. About us

JS Wealth Securities is an AMFI-Registered Mutual Fund Distributor (ARN 359327), based in Pune, Maharashtra, India. We distribute mutual fund schemes and support related financial decisions. We are not, unless separately and explicitly stated in writing, a SEBI-registered Investment Adviser, Portfolio Manager, or provider of any other SEBI-regulated advisory service.

3. Nature of website content

Content on this Website — including but not limited to our pages on mutual funds, financial planning, and our calculators — is provided for general informational and educational purposes only. It does not constitute personalised investment advice, a recommendation to buy or sell any security or scheme, or an offer or solicitation in any jurisdiction where such offer or solicitation is not authorised.

4. Calculators

The SIP, Lumpsum, Goal Planning, Retirement and Loan EMI calculators on this Website use standard financial formulas applied to the assumptions you input. Results are illustrative estimates only, do not account for taxes, exit loads, fees or charges unless stated, and are not a promise, projection or guarantee of any actual outcome. Actual investment returns and loan terms will vary.

5. No guarantee of returns

Mutual fund investments are subject to market risks. We do not guarantee, promise or assure any specific return, performance, or outcome from any investment, scheme or strategy referenced on this Website or discussed in our consultations.

6. Third-party links and embeds

This Website may reference or link to third-party websites, fonts, or services (including Google Fonts and Google Maps). We are not responsible for the content, accuracy or practices of third-party websites.

7. Intellectual property

All content on this Website — including text, layout, design and the JS Wealth Securities name and logo — is the property of JS Wealth Securities unless otherwise indicated, and may not be reproduced or used without our written permission.

8. Limitation of liability

To the fullest extent permitted by applicable law, JS Wealth Securities shall not be liable for any direct, indirect, incidental or consequential loss arising from the use of, or reliance on, this Website or its content, including outputs from our calculators.

9. Governing law and jurisdiction

These Terms are governed by the laws of India. Any disputes arising in connection with this Website shall be subject to the exclusive jurisdiction of the courts at Pune, Maharashtra.

10. Changes to these terms

We may revise these Terms from time to time. Continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

11. Contact

For questions about these Terms, write to info.jswealth@gmail.com.